Terms of service

Last updated: 23 October 2026 Version: 0.1 (draft)

These terms are the agreement between you and Sumrise. By creating an account or using Sumrise, you agree to them. If you do not agree, please do not use Sumrise.

1. Who we are

Sumrise is operated by Coby Williams, a sole trader in Australia, ABN 52 426 073 445. Contact: suite8apps@gmail.com

2. Who can use Sumrise

  • You must be 14 or over to use Sumrise.
  • You must be 18 or over to buy Premium.
  • By creating an account, you confirm you meet these ages.

3. Your account

  • Give us a real email address and keep your sign-in details to yourself.
  • You are responsible for what happens under your account.
  • Tell us at suite8apps@gmail.com if you think someone else has accessed it.

4. What Sumrise is, and what it is not

Sumrise is a tool for tracking savings goals, adding photos and planning payments.

  • It is not a bank.
  • It does not hold or move your money.
  • It does not connect to your bank accounts.
  • It does not give financial advice. Nothing in Sumrise is a recommendation about what to save, spend or buy.

The amounts in Sumrise are the numbers you enter. They are not checked against any real account.

5. Your content and photos

Your goals, items, amounts and photos are yours. By adding them, you give us permission to store them and show them back to you so Sumrise can work. We do not use your photos for anything else, and we do not sell your content.

Only add photos you have the right to use.

6. Acceptable use

Please do not:

  • break the law or use Sumrise to do something harmful or deceptive;
  • upload content that is illegal, abusive or infringes someone else’s rights;
  • try to break, overload or get around the security of Sumrise;
  • use someone else’s account, or access data that is not yours.

We may suspend or close an account that breaks these rules.

You can add a link to an item. You are responsible for any link you add. We do not control other websites and are not responsible for them.

8. Free and Premium

Sumrise has a Free plan and a paid Premium plan. The limits for each are on our Pricing page. We may change what is in each plan over time. If we reduce what a plan includes, we will give you reasonable notice.

9. Subscriptions and billing

  • All prices are in Australian dollars (AUD).
  • Premium is available as Monthly ($2.99 AUD a month), Annual ($24.99 AUD a year) or Lifetime ($49.99 AUD once).
  • Monthly and Annual renew automatically until you cancel.
  • Lifetime is one payment. It gives you Premium for as long as Sumrise runs. It does not include Diamond.
  • Paid plans are not open yet. When paid plans open, payments are processed by Stripe. We do not see or store your card number.

10. Free trial

  • Annual and Lifetime start with 30 days free.
  • We take your card details at the start of the trial. We do not charge you until the trial ends.
  • The first charge happens exactly 30 days after the trial starts. We show you that date before you confirm.
  • Cancel before that date and you will not be charged.
  • Monthly has no free trial.

11. Cancelling

You can cancel Monthly or Annual at any time. Your Premium stays active until the end of the period you have paid for, then stops renewing. Lifetime is a single payment, so there is nothing to cancel.

You can also delete your account in Settings, which cancels any subscription.

12. Refunds

Our refund rules are in the Refund and subscription policy. They do not take away any rights you have under Australian Consumer Law.

13. Price changes

We may change prices. If you have a Monthly or Annual plan, we will tell you before a new price applies to you, and you can cancel before it does. Lifetime buyers pay the price shown when they buy.

14. Availability and changes

We work to keep Sumrise running, but we cannot promise it will always be available or error free. We may change or stop parts of Sumrise. If we end the service, we will give you reasonable notice.

15. Ending your account

You can delete your account at any time. We may suspend or close an account that breaks these terms. What happens to your information is explained in our Privacy policy.

16. Liability

To the extent the law allows, we are not liable for any loss or damage from using Sumrise, including loss from decisions you make about your savings, or from content you add. Sumrise is a tracker, not financial advice.

Nothing in these terms excludes, restricts or modifies any right or remedy you have, or any guarantee that applies to our services, under the Australian Consumer Law or other law that cannot be excluded. Where the law allows us to limit our liability for a failure to meet a consumer guarantee, we limit it to supplying the service again or paying the cost of having it supplied again.

17. Governing law

These terms are governed by the laws of Australia. You and we agree to the Australian courts, unless the law gives you the right to go somewhere else.

18. Changes to these terms

We may update these terms. When we make a meaningful change, we will update the date at the top and tell you in the app or by email. If you keep using Sumrise after a change, you accept it.

19. Contact

Questions: suite8apps@gmail.com

Sumrise is run by Coby Williams, ABN 52 426 073 445, Australia.